Holiday Park & Caravan Park Finance in Minehead

Minehead sits in Somerset, within the South West holiday park and caravan park market. Holiday Park Property Finance arranges funding for holiday parks, caravan parks, lodge parks and glamping sites across Somerset. We arrange holiday park acquisition finance, caravan and lodge park mortgages, bridging, development and expansion finance, refinances and multi-park portfolio facilities on parks in Minehead, for operators, investors and developers, and place each deal with the lenders that genuinely back the leisure-park sector.

Lenders underwrite a Minehead holiday park as a trading business first, on its pitch-fee and touring income, its occupancy, the tenure and licence and the operator, then test it against the wider market. Indicative annual pitch fees run at about £4,500 to £6,000 (UK average, operator-published site fees (indicative), 2024 to 2025). Holiday-park letting occupancy averages around around 68% (UKCCA, Pitching the Value 2024, August 2023 (high season)), concentrated into the March-to-October season.

How much you can borrow against a Minehead holiday park

On a holiday park in Minehead, a park mortgage usually reaches around 50 to 65 percent of value or price, so you would budget for a deposit and working capital of roughly a third to a half plus costs. The figure is driven by the park's trading income, its EBITDA and the security of its pitch-fee base, not the postcode. Where a park is being bought at speed, at auction or before accounts support term debt, bridging finance secures it quickly and a park mortgage follows once trading is evidenced; development and expansion finance funds new pitches, lodges, glamping or facilities, typically against cost and end value. Many operators hold parks in a limited company or a group, and lenders are comfortable with corporate and SPV borrowing, multi-park portfolio facilities and partial releases. Interest rates depend on the lender, the leverage, the income and the licence and tenure, so we quote them deal by deal rather than as a headline rate. We size the right facility, rate and structure for your Minehead park.

The South West holiday park market

Minehead is a prime holiday-park catchment within South West. Strong year-round visitor demand and high achievable pitch values support keen lending on established, well-licensed parks, and lenders compete hardest for trading parks with a long licence and a clear holiday-home sales pipeline here. New or expanding parks are funded on more cautious terms, with the business plan, the licence and the operator doing the work.

Cornwall, Devon, Dorset and Somerset hold the highest concentration of holiday parks in England, where coastal static and lodge parks command premium pitch values and the surf and beach coast drives the strongest staycation demand in the country.

The South West is the UK's holiday-park heartland: the largest English sub-region by park count and home to premium coastal static and lodge parks where prime weeks book out a year ahead. Capital values and pitch prices are the highest in England, so the financing question is usually leverage against strong trading and premium prices, plus development finance for new lodge and glamping pitches. We arrange park acquisition finance, refinances and expansion funding across Cornwall, Devon, Dorset and Somerset, and lender appetite for quality coastal stock here is the deepest in the country.

Market commentary and figures for South West are drawn from UKCCA (Pitching the Value 2024, 2024); Savills (Holiday & Home Park Update, 2025).