Holiday park finance and investment guides
Plain-English guides to buying, valuing, running and financing holiday and caravan parks in the UK.
These guides cover holiday and caravan parks end to end: how to buy a park, whether a park is a good investment, how pitch fees, site fees and holiday-home sales drive park income, the site licence, planning and tenure that underpin every deal, how the finance works from bridging to portfolio facilities, and what the UK market data says about pitch numbers, occupancy and transaction values. They are written and reviewed by Matt Lenzie, who has arranged more than £500 million of property finance over 25 years. When you want a real view on a deal, send it to us and we will come back within one working day.
How to buy a holiday or caravan park: the process, deposits and loan to value, and the finance that funds a trading park purchase.
How to buy a holiday park
A step-by-step guide to buying a holiday park in the UK: due diligence on EBITDA and pitch-fee income, the site licence and tenure, deposits and loan to value, and the park finance that funds the purchase.
Read guide →The holiday park purchase process
How buying a holiday park works in the UK: heads of terms, due diligence on accounts, the site licence and tenure, the asset-or-share purchase choice, and how park finance runs alongside completion.
Read guide →Holiday park deposits and loan to value
Holiday park deposits and loan to value explained: why park lenders work to around 50 to 65 per cent of value, what moves the deposit, raising it from other assets, and the costs alongside it.
Read guide →Yields, EBITDA and where a holiday park actually pays as an investment in the UK.
Is a holiday park a good investment?
Whether a holiday park is a good investment in the UK: EBITDA and yields, pitch-fee and holiday-home sales income, the risks and the tenure, with sourced market data and how parks are financed.
Read guide →Holiday park yields and EBITDA
UK holiday park returns explained: EBITDA, adjusted profit and the multiple a park sells on, pitch-fee and holiday-home sales income, how yield is worked out, and how it shapes the finance available.
Read guide →Best places to buy a holiday park
Where to buy a holiday park in the UK: the regions with strong staycation demand and tenure, what makes a strong park location, the licence and planning check to run first, and how to finance it.
Read guide →What a holiday park is, how pitch fees and holiday-home sales drive park income, and how static, lodge and glamping parks differ.
What is a holiday park?
Holiday parks explained: static caravan, touring, lodge and glamping parks, how pitch fees, site fees and holiday-home sales drive park income, and how parks are valued and financed as trading businesses.
Read guide →Static vs lodge vs glamping parks
Static caravan, lodge and glamping parks compared: pitch numbers and density, holiday-home sales margins, capital cost and planning, and how lenders treat each model when funding a park.
Read guide →Caravan site licensing, planning and tenure, the abolished FHL tax regime, and the rules that shape every park deal.
Holiday park site licensing and rules
Holiday park rules in the UK explained: the caravan site licence, planning consent and season length, freehold and leasehold tenure, the abolished FHL tax regime, and how it all shapes a park deal.
Read guide →The caravan site licence explained
The caravan site licence explained: how it works alongside planning permission, what its conditions control, holiday-use and season-length restrictions, and why it is central to valuing and financing a park.
Read guide →The FHL tax changes (2025)
The furnished holiday let (FHL) tax regime was abolished from April 2025. What changed, how it affects park owners and the holiday homes sited on a park, and the limited company response.
Read guide →The park finance stack explained: park mortgages, bridging, development and refinance, and which product fits which deal.
Holiday park finance explained
The finance behind holiday and caravan parks explained: park acquisition mortgages, bridging, development and refinance, how lenders size loans on EBITDA, and which product fits which deal.
Read guide →Bridging vs a park mortgage
Bridging finance and holiday park mortgages compared: speed, cost, criteria and exits, when a fast or distressed park purchase needs a bridge, and how deals refinance onto a term park mortgage.
Read guide →The UK holiday park market: pitch numbers, occupancy, transaction values and deal activity, and what it means for borrowers.
Got a holiday park deal in mind?
Send us the outline and we will come back with a view on fundability and likely terms within one working day.