Holiday Park & Caravan Park Finance in Pitlochry

Pitlochry sits in Perthshire, within the Scotland holiday park and caravan park market. Holiday Park Property Finance arranges funding for holiday parks, caravan parks, lodge parks and glamping sites across Perthshire. We arrange holiday park acquisition finance, caravan and lodge park mortgages, bridging, development and expansion finance, refinances and multi-park portfolio facilities on parks in Pitlochry, for operators, investors and developers, and place each deal with the lenders that genuinely back the leisure-park sector.

Every deal we arrange is grounded in the market evidence. Indicative annual pitch fees run at about £4,500 to £6,000 (UK average, operator-published site fees (indicative), 2024 to 2025), and we underwrite the specific Pitlochry park, its income, its licence and its catchment, on its own merits. Around mostly domestic of holiday-park demand is domestic staycation trips (VisitBritain, 2024), which keeps well-run Scotland parks trading through the cycle.

How much you can borrow against a Pitlochry holiday park

On a holiday park in Pitlochry, a park mortgage usually reaches around 50 to 65 percent of value or price, so you would budget for a deposit and working capital of roughly a third to a half plus costs. The figure is driven by the park's trading income, its EBITDA and the security of its pitch-fee base, not the postcode. Where a park is being bought at speed, at auction or before accounts support term debt, bridging finance secures it quickly and a park mortgage follows once trading is evidenced; development and expansion finance funds new pitches, lodges, glamping or facilities, typically against cost and end value. Many operators hold parks in a limited company or a group, and lenders are comfortable with corporate and SPV borrowing, multi-park portfolio facilities and partial releases. Interest rates depend on the lender, the leverage, the income and the licence and tenure, so we quote them deal by deal rather than as a headline rate. We size the right facility, rate and structure for your Pitlochry park.

The Scotland holiday park market

Pitlochry is an established holiday-park market within Scotland, the kind of catchment lenders are comfortable underwriting. Trading parks with audited accounts and a secure licence attract competitive park-mortgage pricing, while bridging and development finance suit acquisitions, pitch expansion and ground-up lodge or glamping schemes where the exit onto a term park mortgage is clear.

Scotland's 400-odd holiday parks spread from the Highlands, Loch Lomond and Argyll to Perthshire, the Ayrshire coast and Dumfries & Galloway, led by scenery: lodge and touring parks beside lochs and mountains alongside larger coastal family caravan parks.

Scotland records around 400 holiday parks and campsites (UKCCA, 2024), led by scenery-driven lodge and touring parks in the Highlands, Loch Lomond and Argyll, alongside larger coastal family caravan parks on the Ayrshire and Solway coasts. Lodges with hot tubs and the NC500 and west-coast touring routes drive demand, and a premium setting often matters more than park scale. We arrange acquisition, refinance and development finance across the Highlands, Argyll, Ayrshire, Dumfries & Galloway and Perthshire, structured around the Scottish licensing and planning position.

Market commentary and figures for Scotland are drawn from UKCCA (Pitching the Value 2024, 2024); Savills (Holiday & Home Park Update, 2025).