£4,500 to £6,000
Avg annual pitch fee (UK)
Isle of Wight
Holiday Park & Caravan Park Finance in Sandown
Funding for holiday parks and caravan parks in Sandown: park acquisition mortgages, bridging, development and expansion finance and refinances.
Written and reviewed by Matt Lenzie Founder & Principal Broker · 25 years arranging commercial property finance
around 68%
Avg park occupancy (UK)
Looking for funding on a holiday park or caravan park in Sandown? Sandown sits in Isle of Wight, within the South East holiday park and caravan park market. We are a finance arranger, not a lender: we arrange park mortgages and the full range of holiday-park finance on Sandown parks, from acquisition and bridging through pitch and lodge development to refinance, across Isle of Wight.
Every deal we arrange is grounded in the market evidence. Indicative annual pitch fees run at about £4,500 to £6,000 (UK average, operator-published site fees (indicative), 2024 to 2025), and we underwrite the specific Sandown park, its income, its licence and its catchment, on its own merits. Around mostly domestic of holiday-park demand is domestic staycation trips (VisitBritain, 2024), which keeps well-run South East parks trading through the cycle.
Holiday park mortgages on Sandown parks
A holiday park mortgage is the core way to buy or refinance a caravan or holiday park in Sandown. We arrange acquisition finance for static, touring, lodge and glamping parks, typically to around 50 to 65 percent of value or purchase price, and refinances that release equity or cut the rate as trading income builds. Unlike a residential mortgage, a holiday park is lent against as a trading business: the lender assesses the park's EBITDA, its pitch-fee and site-fee income, touring and camping receipts and holiday-home sales margin, the licence and planning consent, the tenure and the operator's track record, rather than a simple loan-to-value on bricks and mortar. Established parks can release equity to fund expansion as the accounts strengthen, and well-structured acquisitions can be funded against a credible business plan. We place each park with the lender that prices Sandown leisure parks best across Isle of Wight.
Static, lodge, touring and glamping parks across Isle of Wight
Each type of holiday park is underwritten differently. We arrange finance for static holiday-home park, mixed holiday park and touring and camping park in Sandown and across Isle of Wight. A mature static holiday-home park selling and siting caravans on licence pitches, a touring and camping park trading on nightly fees, and a new lodge or glamping development are credit-assessed in very different ways, and knowing which lender backs each format, and how they treat licence terms, site-fee income and holiday-home sales, is the work we do before a deal reaches credit. Around mostly domestic of holiday-park demand is domestic staycation trips (VisitBritain, 2024), which keeps well-run South East parks trading through the cycle.
Finance we arrange in Sandown
How much you can borrow against a Sandown holiday park
On a holiday park in Sandown, a park mortgage usually reaches around 50 to 65 percent of value or price, so you would budget for a deposit and working capital of roughly a third to a half plus costs. The figure is driven by the park's trading income, its EBITDA and the security of its pitch-fee base, not the postcode. Where a park is being bought at speed, at auction or before accounts support term debt, bridging finance secures it quickly and a park mortgage follows once trading is evidenced; development and expansion finance funds new pitches, lodges, glamping or facilities, typically against cost and end value. Many operators hold parks in a limited company or a group, and lenders are comfortable with corporate and SPV borrowing, multi-park portfolio facilities and partial releases. Interest rates depend on the lender, the leverage, the income and the licence and tenure, so we quote them deal by deal rather than as a headline rate. We size the right facility, rate and structure for your Sandown park.
Where holiday parks trade well around Sandown
Holiday parks in and around Sandown include Fort Holiday Park, Fairway Holiday Park, Cheverton Copse Holiday Park, Adgestone Camping and Caravanning Club Site (The Camping and Caravanning Club) and Sandown Bay Holiday Centre. They span static holiday-home park, mixed holiday park and touring and camping park, and a lender will look at each park's tenure, licence period, pitch mix and trading record when sizing finance. Sandown sits on Sandown Bay, and a recognisable coastal or national-park destination is exactly what drives the occupancy and pitch values a holiday park can achieve.
Holiday parks in and around Sandown
- Fort Holiday Park
- Fairway Holiday Park
- Cheverton Copse Holiday Park
- Adgestone Camping and Caravanning Club Site · The Camping and Caravanning Club
- Sandown Bay Holiday Centre
Named parks in the area, linked to source. Listed as market context, not endorsements or client parks.
Sandown holiday-park profile
- Coast / national parkSandown Bay
- Named parks5 in Sandown
Location facts and Land Registry data. Market figures shown are national or South East-level, not Sandown-specific.
The South East holiday park market
Sandown is a prime holiday-park catchment within South East. Strong year-round visitor demand and high achievable pitch values support keen lending on established, well-licensed parks, and lenders compete hardest for trading parks with a long licence and a clear holiday-home sales pipeline here. New or expanding parks are funded on more cautious terms, with the business plan, the licence and the operator doing the work.
The Isle of Wight, the Hampshire coast and New Forest, the Kent coast and the Sussex coast carry a mix of coastal caravan parks and higher-spec lodge and holiday-village resorts, serving an affluent London and South East catchment.
The South East runs a mixed park market: coastal static-caravan parks on the Isle of Wight, the Kent and Sussex coast, alongside higher-spec lodge and holiday-village resorts in the New Forest and on the south coast (the Camber Sands resort, refurbished island parks). The affluent London catchment and strong bathing-water quality support premium lodge values. We arrange acquisition, refinance and development finance across the Isle of Wight, Hampshire, Kent and Sussex coast, including lodge and glamping diversification on higher-value sites.
Market commentary and figures for South East are drawn from UKCCA (Pitching the Value 2024, 2024); Savills (Holiday & Home Park Update, 2025).
Sources and methodology
Holiday-park market figures are published nationally or regionally, not per town, so the pitch fees, occupancy and yields on this page are presented as context for a Sandown park appraisal and attributed to their sources (operator-published site fees (indicative); UKCCA, Pitching the Value 2024). Town-level material is different: the named parks above, the site-licence and planning authority are genuinely local and sourced. We do not publish a Sandown-specific occupancy or yield as if it were measured. Across the UK there are around around 6,200 holiday parks (UKCCA, Pitching the Value 2024, 2023).
FAQ
Holiday park finance in Sandown: common questions
Can you get a mortgage on a holiday park in Sandown?
Yes. A holiday park in Sandown is financed with a specialist holiday park or commercial mortgage assessed on the park's trading income, pitch-fee base, licence and tenure rather than a residential loan-to-value. We arrange them for operators and investors buying or refinancing a park, typically to around 50 to 65 percent of value, and place each one with a lender that genuinely backs the leisure-park sector.
How much deposit do I need to buy a holiday park in Sandown?
Most park lenders advance around 50 to 65 percent of value on a Sandown park, so plan for a deposit and working capital of roughly 35 to 50 percent of the price plus costs. A park with audited accounts, a long site licence and a strong pitch-fee and holiday-home sales record supports the top of the range; a park with a short licence, weak trading or a development angle is funded more cautiously, sometimes via bridging first.
What are Sandown holiday park finance rates and terms?
Rates depend on the lender, the leverage, the trading income and the licence and tenure, so we quote them deal by deal rather than as a headline. Indicatively, holiday park term mortgages run on commercial terms, development and expansion finance higher, and bridging from around 0.75 percent per month, with terms from months on a bridge to 20 to 25 years on a park mortgage. For market context, indicative UK annual pitch fees run at £4,500 to £6,000 (operator-published site fees (indicative), 2024 to 2025).
Can I develop or expand a holiday park in Sandown?
Often, yes, but the site licence and planning position drive it: holiday parks operate under a caravan site licence and planning consent that set pitch numbers, the season and permitted use, and any expansion to add static, lodge, touring or glamping pitches usually needs consent. Expansion and new pitches are funded with development finance against cost and end value, refinancing onto a park mortgage once the new income is trading. We arrange both routes across Isle of Wight.
Funding a holiday park in Sandown?
Send us the outline and we will come back with a view on fundability and likely terms within one working day.